/* =================================================================
   CarVaidya — Car Insurance Landing Page
   Stand-alone stylesheet for /car-insurance+in-new-delhi
   Loaded IN ADDITION TO the site's existing style.css.
   Uses the exact same brand palette / radii / shadows already in use
   across the site (see .cv-* utility classes in style.css) so the
   page feels native. No new font-family or color values introduced.
   ================================================================= */

:root{
  --ins-red:#e63d32;
  --ins-navy:#1a1a2e;
  --ins-blue:#2563eb;
  --ins-green:#22a055;
  --ins-amber:#d97706;
  --ins-purple:#7c3aed;
  --ins-teal:#0d9488;
  --ins-body:#555555;
  --ins-muted:#666666;
  --ins-faint:#888888;
  --ins-bg:#f4f6f9;
  --ins-border:#ebebeb;
  --ins-border-2:#e8e8e8;
  --ins-radius:14px;
  --ins-radius-sm:9px;
}

.ins-page{ overflow-x:hidden; }
.ins-page .container{ max-width:1200px; }
.ins-page section{ position:relative; }

/* ── shared eyebrow / heading pattern (matches .cv-section-eyebrow) ── */
.ins-eyebrow{ text-align:center; font-size:12px; font-weight:700; letter-spacing:2.5px; text-transform:uppercase; color:var(--ins-red); margin-bottom:10px; }
.ins-heading{ text-align:center; font-size:28px; font-weight:700; color:var(--ins-navy); margin-bottom:14px; line-height:1.3; }
.ins-heading span{ color:var(--ins-red); }
.ins-subtext{ text-align:center; font-size:14px; color:var(--ins-body); max-width:700px; margin:0 auto 40px; line-height:1.75; }
.ins-left-eyebrow{ text-align:left; margin-bottom:10px; }
.ins-left-heading{ text-align:left; }
.ins-left-sub{ text-align:left; margin:0 0 20px; }

/* =================================================================
   BREADCRUMB
   ================================================================= */
.ins-breadcrumb-wrap{ background:#fff; padding:12px 0; border-bottom:1px solid var(--ins-border); }
.ins-breadcrumb{ display:flex; align-items:center; flex-wrap:wrap; list-style:none; margin:0; padding:0; }
.ins-breadcrumb li{ display:flex; align-items:center; font-size:13px; line-height:1.4; }
.ins-breadcrumb li a{ color:#555; text-decoration:none; }
.ins-breadcrumb li a:hover{ color:var(--ins-red); text-decoration:underline; }
.ins-breadcrumb li.active span{ color:var(--ins-red); font-weight:600; }
.ins-breadcrumb-sep{ color:#bbb; margin:0 7px; }

/* =================================================================
   HERO — split layout: pitch + trust strip | quote wizard widget
   ================================================================= */
.ins-hero{ padding:44px 0 56px; background:linear-gradient(180deg,#fff 0%,var(--ins-bg) 100%); }
.ins-hero-grid{ display:grid; grid-template-columns:1.05fr .95fr; gap:44px; align-items:flex-start; }

.ins-hero-badge{ display:inline-flex; align-items:center; gap:7px; background:#fff4ed; border:1px solid #ffd9c9; color:var(--ins-red); font-size:12px; font-weight:700; padding:6px 14px; border-radius:20px; margin-bottom:16px; }
.ins-hero-badge svg{ width:13px; height:13px; stroke:var(--ins-red); fill:none; stroke-width:2.5; }

.ins-hero-h1{ font-size:36px; font-weight:800; color:var(--ins-navy); line-height:1.25; margin-bottom:16px; }
.ins-hero-h1 span{ color:var(--ins-red); }
.ins-hero-lead{ font-size:15px; color:var(--ins-body); line-height:1.8; max-width:520px; margin-bottom:26px; }

.ins-hero-points{ list-style:none; margin:0 0 30px; padding:0; display:flex; flex-direction:column; gap:12px; }
.ins-hero-points li{ display:flex; align-items:flex-start; gap:10px; font-size:14px; color:var(--ins-navy); font-weight:600; }
.ins-hero-points li svg{ width:18px; height:18px; stroke:#fff; fill:var(--ins-green); flex-shrink:0; margin-top:1px; border-radius:50%; padding:2px; box-sizing:border-box; background:var(--ins-green); }

.ins-hero-stats{ display:grid; grid-template-columns:repeat(3,1fr); gap:14px; max-width:520px; }
.ins-hero-stat{ background:#fff; border:1.5px solid var(--ins-border-2); border-radius:12px; padding:14px 12px; text-align:center; }
.ins-hero-stat b{ display:block; font-size:19px; font-weight:800; color:var(--ins-navy); }
.ins-hero-stat span{ display:block; font-size:11px; color:var(--ins-faint); margin-top:2px; line-height:1.3; }
.ins-hero-stat .star{ color:#f5a623; }
/* -----------------------------------------------------------------
   ENTRY CARD — reg number capture (default hero state)
   ----------------------------------------------------------------- */
.ins-hero-entry{ display:flex; align-items:flex-start; }
.ins-entry-card{ width:100%; background:linear-gradient(180deg,#eaf1fb 0%,#dfeaf9 100%); border:1px solid #d7e3f5; border-radius:20px; padding:34px 32px; text-align:center; }
.ins-entry-kicker{ font-size:20px; color:var(--ins-navy); margin:0; font-weight:400; }
.ins-entry-kicker b{ font-weight:800; }
.ins-entry-h3{ font-size:20px; color:var(--ins-navy); font-weight:400; margin:0 0 16px; }
.ins-entry-pill{ display:inline-flex; align-items:center; gap:6px; background:#edfbf3; color:var(--ins-green); border:1px solid #c9f0d9; font-size:12px; font-weight:700; padding:6px 14px; border-radius:20px; margin-bottom:22px; }
.ins-entry-pill svg{ width:12px; height:12px; stroke:var(--ins-green); fill:none; stroke-width:2.4; }
.ins-entry-field{ margin-bottom:16px; }
.ins-entry-field input{ width:100%; border:1.5px solid #dfe6f0; border-radius:10px; padding:15px 16px; font-size:14px; color:var(--ins-navy); background:#fff; text-transform:uppercase; letter-spacing:.5px; }
.ins-entry-field input:focus{ outline:none; border-color:var(--ins-red); }
.ins-entry-field input::placeholder{ text-transform:none; letter-spacing:normal; color:#9aa4b2; }
.ins-entry-link{ margin:16px 0 0; font-size:13.5px; color:var(--ins-navy); }
.ins-entry-link a{ display:inline-flex; align-items:center; gap:3px; color:var(--ins-blue); font-weight:700; text-decoration:none; }
.ins-entry-link a svg{ width:13px; height:13px; stroke:var(--ins-blue); fill:none; stroke-width:2.6; }
.ins-entry-mobile{ margin-top:14px; display:flex; flex-direction:column; gap:10px; }
.ins-entry-success{ padding:6px 0; }
@media (max-width:480px){ .ins-entry-card{ padding:26px 20px; } }

/* -----------------------------------------------------------------
   FULL-WIDTH HORIZONTAL WIZARD — "buying a new car" flow
   Kept compact ("squeezed") and centred rather than edge-to-edge,
   so it reads like a focused popup instead of a stretched page.
   ----------------------------------------------------------------- */
.ins-wizard-full{ margin-top:8px; }
.ins-wizard-shell{ background:#fff; border:1px solid var(--ins-border-2); border-radius:18px; box-shadow:0 20px 50px rgba(26,26,46,.08); overflow:hidden; max-width:860px; margin:0 auto; }

.ins-wizard-top{ display:flex; align-items:center; justify-content:space-between; gap:16px; padding:18px 24px 14px; border-bottom:1px solid var(--ins-border); }
.ins-wizard-heading h3{ font-size:16.5px; font-weight:800; color:var(--ins-navy); margin:0 0 2px; }
.ins-wizard-heading p{ font-size:12px; color:var(--ins-faint); margin:0; }
.ins-wizard-close{ width:32px; height:32px; border-radius:50%; border:1.5px solid var(--ins-border-2); background:#fff; display:flex; align-items:center; justify-content:center; cursor:pointer; flex-shrink:0; color:var(--ins-faint); }
.ins-wizard-close:hover{ border-color:var(--ins-red); color:var(--ins-red); }
.ins-wizard-close svg{ width:14px; height:14px; stroke:currentColor; fill:none; stroke-width:2.2; }

/* -----------------------------------------------------------------
   Horizontal step tracker
   The connecting line is one continuous bar sitting BEHIND the
   circles (z-index 0 vs 2), so numbers are never overdrawn and the
   line never sits on top of them. No horizontal scrolling — all 7
   steps are sized to fit on one row down to small-tablet width.
   ----------------------------------------------------------------- */
.ins-tracker{ position:relative; display:flex; align-items:flex-start; justify-content:space-between; padding:18px 22px 4px; }
.ins-tracker-track{ position:absolute; top:33px; left:38px; right:38px; height:2px; background:var(--ins-border-2); z-index:0; }
.ins-tracker-track-fill{ position:absolute; top:0; left:0; height:2px; width:0%; background:var(--ins-green); transition:width .25s ease; }
.ins-tracker-item{ position:relative; z-index:1; display:flex; flex-direction:column; align-items:center; flex:1; }
.ins-tracker-node{ display:flex; flex-direction:column; align-items:center; gap:6px; cursor:default; }
.ins-tracker-node.clickable{ cursor:pointer; }
.ins-tracker-circle{ position:relative; z-index:2; width:28px; height:28px; border-radius:50%; background:#fff; border:2px solid var(--ins-border-2); display:flex; align-items:center; justify-content:center; font-size:11.5px; font-weight:800; color:var(--ins-faint); flex-shrink:0; transition:all .15s; line-height:1; }
.ins-tracker-label{ font-size:10px; font-weight:700; color:var(--ins-faint); white-space:nowrap; text-align:center; }
.ins-tracker-item.done .ins-tracker-circle{ background:var(--ins-green); border-color:var(--ins-green); color:#fff; }
.ins-tracker-item.done .ins-tracker-label{ color:var(--ins-navy); }
.ins-tracker-item.current .ins-tracker-circle{ background:var(--ins-red); border-color:var(--ins-red); color:#fff; box-shadow:0 0 0 4px #fde8e6; }
.ins-tracker-item.current .ins-tracker-label{ color:var(--ins-red); }

/* Compact mobile progress bar — replaces the circle tracker below 640px */
.ins-tracker-mobile{ display:none; align-items:center; gap:12px; padding:14px 18px 4px; }
.ins-tracker-mobile-text{ font-size:12px; font-weight:700; color:var(--ins-navy); white-space:nowrap; }
.ins-tracker-mobile-text span{ color:var(--ins-red); }
.ins-tracker-mobile-bar{ flex:1; height:5px; border-radius:4px; background:var(--ins-border-2); overflow:hidden; }
.ins-tracker-mobile-fill{ height:100%; width:0%; background:var(--ins-red); border-radius:4px; transition:width .25s ease; }

/* Confirmed-answer chip strip */
.ins-chips{ display:flex; flex-wrap:wrap; gap:8px; padding:0 22px; margin-top:12px; }
.ins-chips:empty{ display:none; margin-top:0; }
.ins-chip{ display:inline-flex; align-items:center; gap:7px; background:var(--ins-bg); border:1px solid var(--ins-border-2); border-radius:20px; padding:5px 7px 5px 12px; font-size:12px; font-weight:700; color:var(--ins-navy); cursor:pointer; transition:border-color .15s,background .15s; }
.ins-chip:hover{ border-color:var(--ins-red); background:#fff4ed; }
.ins-chip span.ins-chip-k{ color:var(--ins-faint); font-weight:600; }
.ins-chip button{ width:17px; height:17px; border-radius:50%; border:none; background:#e5e9f0; display:flex; align-items:center; justify-content:center; cursor:pointer; padding:0; }
.ins-chip button svg{ width:9px; height:9px; stroke:var(--ins-navy); fill:none; stroke-width:3; }
.ins-chip button:hover{ background:#fde8e6; }
.ins-chip button:hover svg{ stroke:var(--ins-red); }

.ins-wizard-body{ padding:20px 24px 6px; min-height:260px; max-height:56vh; overflow-y:auto; }

.ins-step{ display:none; }
.ins-step.active{ display:block; animation:insFade .25s ease; }
@keyframes insFade{ from{ opacity:0; transform:translateY(6px); } to{ opacity:1; transform:translateY(0); } }

.ins-step-head{ display:flex; align-items:flex-start; justify-content:space-between; gap:16px; margin-bottom:14px; flex-wrap:wrap; }
.ins-step-title{ font-size:16px; font-weight:800; color:var(--ins-navy); margin:0 0 2px; }
.ins-step-sub{ font-size:12.5px; color:var(--ins-faint); margin:0; }

.ins-search-box{ position:relative; margin-bottom:14px; max-width:380px; }
.ins-search-box svg{ position:absolute; left:14px; top:50%; transform:translateY(-50%); width:16px; height:16px; stroke:var(--ins-faint); fill:none; stroke-width:2; }
.ins-search-box input{ width:100%; border:1.5px solid var(--ins-border-2); border-radius:var(--ins-radius-sm); padding:11px 14px 11px 40px; font-size:13.5px; color:var(--ins-navy); background:#fbfbfd; }
.ins-search-box input:focus{ outline:none; border-color:var(--ins-red); background:#fff; }

/* Autosuggest dropdown — opened by an "Others" tile (insOthersClick), lives
   right under that step's search box. Plain absolute-positioned list. */
.ins-suggest-box{ display:none; position:absolute; left:0; right:0; top:100%; margin-top:6px; background:#fff; border:1.5px solid var(--ins-border-2); border-radius:var(--ins-radius-sm); box-shadow:0 12px 28px rgba(26,26,46,.12); overflow:hidden; z-index:5; }
.ins-suggest-item{ display:block; width:100%; text-align:left; background:none; border:none; border-bottom:1px solid var(--ins-border); padding:10px 14px; font-size:13px; color:var(--ins-navy); cursor:pointer; }
.ins-suggest-item:last-child{ border-bottom:none; }
.ins-suggest-item:hover{ background:var(--ins-bg); color:var(--ins-red); }

/* Non-selected state pills fade back once a state is chosen, so the RTO
   panel below reads as belonging to the one active selection (still fully
   clickable — this is a visual de-emphasis only, not a disabled state). */
.ins-opt.dimmed{ background:var(--ins-bg); color:var(--ins-faint); border-color:var(--ins-border-2); opacity:.7; }
.ins-opt.dimmed:hover{ opacity:1; }

.ins-model-tile-other .ins-model-pic-plus{ display:flex; align-items:center; justify-content:center; font-size:26px; font-weight:300; color:var(--ins-faint); }
.ins-model-tile-other:hover .ins-model-pic-plus{ color:var(--ins-red); }

/* Generic horizontal wrapping grid — flows left-to-right, wraps down only when needed.
   Scrolling (if any) happens on .ins-wizard-body, not nested here, to avoid double scrollbars. */
.ins-hgrid{ display:flex; flex-wrap:wrap; gap:10px; padding-bottom:4px; }

/* Pill style — State / Year / Fuel */
.ins-hgrid-pill .ins-opt{ flex:0 0 auto; min-width:96px; }
.ins-hgrid-fuel .ins-opt{ flex:0 0 auto; min-width:140px; }
.ins-opt{ display:flex; align-items:center; justify-content:center; gap:8px; border:1.5px solid var(--ins-border-2); border-radius:10px; padding:13px 20px; font-size:13.5px; font-weight:700; color:var(--ins-navy); cursor:pointer; background:#fff; transition:border-color .15s,background .15s,color .15s; }
.ins-opt:hover{ border-color:var(--ins-red); background:#fff9f7; }
.ins-opt.selected{ border-color:var(--ins-red); background:var(--ins-red); color:#fff; }
.ins-opt svg{ width:16px; height:16px; stroke:currentColor; fill:none; stroke-width:1.8; flex-shrink:0; }

/* Brand tile — logo badge + name, laid out in a horizontal wrapping row */
.ins-hgrid-brand .ins-tile{ flex:0 0 128px; }
.ins-tile{ display:flex; flex-direction:column; align-items:center; gap:10px; border:1.5px solid var(--ins-border-2); border-radius:14px; padding:16px 10px 14px; background:#fff; cursor:pointer; text-align:center; transition:border-color .15s,box-shadow .15s,transform .15s; }
.ins-tile:hover{ border-color:var(--ins-red); transform:translateY(-2px); box-shadow:0 8px 20px rgba(0,0,0,.06); }
.ins-tile.selected{ border-color:var(--ins-red); background:#fff4ed; box-shadow:0 8px 20px rgba(230,61,50,.12); }
.ins-logo-badge{ width:52px; height:52px; border-radius:50%; background:var(--ins-navy); color:#fff; font-size:14px; font-weight:800; letter-spacing:.5px; display:flex; align-items:center; justify-content:center; flex-shrink:0; overflow:hidden; }
.ins-logo-badge img{ width:100%; height:100%; object-fit:contain; background:#fff; }
.ins-tile-label{ font-size:12.5px; font-weight:700; color:var(--ins-navy); line-height:1.25; }
.ins-tile.selected .ins-tile-label{ color:var(--ins-red); }

/* Model tile — car illustration + name, wraps horizontally */
.ins-hgrid-model .ins-model-tile{ flex:0 0 168px; }
.ins-model-tile{ display:flex; flex-direction:column; border:1.5px solid var(--ins-border-2); border-radius:14px; overflow:hidden; background:#fff; cursor:pointer; transition:border-color .15s,box-shadow .15s,transform .15s; }
.ins-model-tile:hover{ border-color:var(--ins-red); transform:translateY(-2px); box-shadow:0 8px 20px rgba(0,0,0,.06); }
.ins-model-tile.selected{ border-color:var(--ins-red); box-shadow:0 8px 20px rgba(230,61,50,.12); }
.ins-model-pic{ height:76px; display:flex; align-items:center; justify-content:center; }
.ins-model-pic img{ width:100%; height:47%; object-fit:contain; }
.ins-model-pic svg{ width:74px; height:44px; stroke:var(--ins-navy); fill:none; stroke-width:1.4; }
.ins-model-tile.selected .ins-model-pic svg{ stroke:var(--ins-red); }
.ins-model-info {
    padding: 10px 12px 12px;
    text-align: center;
    background: var(--ins-bg);
}
.ins-model-name{ font-size:12.5px; font-weight:700; color:var(--ins-navy); }
.ins-model-tile.selected .ins-model-name{ color:var(--ins-red); }

/* Variant card — horizontal row, more spec detail visible at a glance */
.ins-hgrid-variant{ flex-direction:column; }
.ins-variant-card{ display:flex; align-items:center; justify-content:space-between; gap:16px; border:1.5px solid var(--ins-border-2); border-radius:12px; padding:14px 18px; background:#fff; cursor:pointer; transition:border-color .15s,background .15s; }
.ins-variant-card:hover{ border-color:var(--ins-red); background:#fff9f7; }
.ins-variant-card.selected{ border-color:var(--ins-red); background:#fff4ed; }
.ins-variant-main{ display:flex; align-items:center; gap:14px; }
.ins-variant-radio{ width:20px; height:20px; border-radius:50%; border:2px solid var(--ins-border-2); flex-shrink:0; position:relative; }
.ins-variant-card.selected .ins-variant-radio{ border-color:var(--ins-red); }
.ins-variant-card.selected .ins-variant-radio::after{ content:''; position:absolute; inset:3px; border-radius:50%; background:var(--ins-red); }
.ins-variant-name{ font-size:13.5px; font-weight:700; color:var(--ins-navy); }
.ins-variant-spec{ font-size:11.5px; color:var(--ins-faint); margin-top:2px; }
.ins-variant-tag{ font-size:10.5px; font-weight:700; text-transform:uppercase; letter-spacing:.4px; padding:4px 10px; border-radius:20px; background:var(--ins-bg); color:var(--ins-muted); flex-shrink:0; }
.ins-variant-card.selected .ins-variant-tag{ background:var(--ins-red); color:#fff; }

.ins-variant-filters{ display:flex; gap:8px; flex-shrink:0; }
.ins-pill-btn{ border:1.5px solid var(--ins-border-2); background:#fff; color:var(--ins-navy); font-size:12.5px; font-weight:700; padding:7px 16px; border-radius:20px; cursor:pointer; }
.ins-pill-btn.active{ background:var(--ins-navy); border-color:var(--ins-navy); color:#fff; }

.ins-help-strip{ margin-top:16px; display:flex; align-items:center; gap:12px; background:var(--ins-bg); border:1px solid var(--ins-border); border-radius:12px; padding:12px 16px; }
.ins-help-strip .ins-help-icon{ width:38px; height:38px; border-radius:50%; background:#edf3ff; display:flex; align-items:center; justify-content:center; flex-shrink:0; }
.ins-help-strip .ins-help-icon svg{ width:18px; height:18px; stroke:var(--ins-blue); fill:none; stroke-width:1.8; }
.ins-help-strip strong{ display:block; font-size:12.5px; color:var(--ins-navy); }
.ins-help-strip p{ margin:1px 0 0; font-size:11.5px; color:var(--ins-faint); }
.ins-help-strip a{ margin-left:auto; font-size:12px; font-weight:700; color:var(--ins-blue); text-decoration:none; white-space:nowrap; }

/* Contact step — horizontal field row on desktop */
.ins-contact-form-h{ display:grid; grid-template-columns:1fr 1fr auto; gap:16px; align-items:end; max-width:900px; }
.ins-field label{ display:block; font-size:12px; font-weight:700; color:var(--ins-navy); margin-bottom:6px; }
.ins-field input{ width:100%; border:1.5px solid var(--ins-border-2); border-radius:var(--ins-radius-sm); padding:13px 14px; font-size:13.5px; color:var(--ins-navy); background:#fbfbfd; }
.ins-field input:focus{ outline:none; border-color:var(--ins-red); background:#fff; }
.ins-phone-field{ display:flex; align-items:stretch; border:1.5px solid var(--ins-border-2); border-radius:var(--ins-radius-sm); overflow:hidden; background:#fbfbfd; }
.ins-phone-field .ins-code{ display:flex; align-items:center; padding:0 4px 0 14px; font-size:13.5px; font-weight:600; color:var(--ins-navy); }
.ins-phone-field input{ border:none; background:transparent; padding:13px 14px; font-size:13.5px; flex:1; min-width:0; }
.ins-phone-field input:focus{ outline:none; }
.ins-phone-field:focus-within{ border-color:var(--ins-red); background:#fff; }
.ins-field-btn{ margin-bottom:0; }

.ins-cta-btn{ display:inline-flex; align-items:center; justify-content:center; gap:8px; background:var(--ins-red); color:#fff; border:none; font-size:14.5px; font-weight:700; padding:14px 26px; border-radius:var(--ins-radius-sm); cursor:pointer; transition:filter .15s; white-space:nowrap; width:100%; }
.ins-cta-btn:hover{ filter:brightness(.92); }
.ins-cta-btn:disabled{ background:#f0b6b0; cursor:not-allowed; }
.ins-cta-btn svg{ width:15px; height:15px; stroke:#fff; fill:none; stroke-width:2.5; }

.ins-consent{ font-size:11px; color:var(--ins-faint); line-height:1.6; margin-top:16px; max-width:600px; }
.ins-consent a{ color:var(--ins-navy); font-weight:600; text-decoration:underline; }

.ins-whatsapp-toggle{ display:flex; align-items:center; gap:8px; margin-top:12px; font-size:12.5px; font-weight:600; color:var(--ins-navy); }
.ins-switch{ width:34px; height:19px; border-radius:20px; background:var(--ins-border-2); position:relative; cursor:pointer; flex-shrink:0; transition:background .15s; }
.ins-switch.on{ background:var(--ins-green); }
.ins-switch i{ position:absolute; top:2px; left:2px; width:15px; height:15px; border-radius:50%; background:#fff; transition:left .15s; }
.ins-switch.on i{ left:17px; }

/* success panel */
.ins-success{ text-align:center; padding:30px 6px 10px; }
.ins-success .ins-success-icon{ width:64px; height:64px; border-radius:50%; background:#edfbf3; display:flex; align-items:center; justify-content:center; margin:0 auto 16px; }
.ins-success .ins-success-icon svg{ width:30px; height:30px; stroke:var(--ins-green); fill:none; stroke-width:2.2; }
.ins-success h4{ font-size:17px; font-weight:700; color:var(--ins-navy); margin-bottom:8px; }
.ins-success p{ font-size:13.5px; color:var(--ins-body); line-height:1.7; margin-bottom:4px; }

/* Back button now lives INSIDE each step (last child of .wiz-step), so it
   inherits the step's own padding — no extra side padding needed here. */
/* Multi-field steps (Insurance Details) — grouped question blocks */
.ins-field-block{ margin-bottom:20px; }
.ins-block-label{ display:block; font-size:13px; font-weight:700; color:var(--ins-navy); margin-bottom:10px; }
.ins-optional-tag{ font-weight:400; color:var(--ins-faint); font-size:12px; }

.ins-wizard-nav{ display:flex; align-items:center; justify-content:space-between; gap:12px; padding:14px 0 4px; border-top:1px solid var(--ins-border); margin-top:16px; }
.ins-nav-continue{ width:auto; max-width:220px; }
.ins-nav-back{ display:inline-flex; align-items:center; gap:6px; background:none; border:1.5px solid var(--ins-border-2); color:var(--ins-navy); font-size:13px; font-weight:700; padding:9px 16px; border-radius:var(--ins-radius-sm); cursor:pointer; }
.ins-nav-back:hover{ border-color:var(--ins-red); color:var(--ins-red); }
.ins-nav-back svg{ width:14px; height:14px; stroke:currentColor; fill:none; stroke-width:2.4; }

.ins-generic-car{ width:74px; height:44px; stroke:var(--ins-navy); fill:none; stroke-width:1.4; }
.ins-model-tile.selected .ins-generic-car{ stroke:var(--ins-red); }

/* =================================================================
   RESPONSIVE
   ================================================================= */
@media (max-width:1100px){
  .ins-hero-grid{ grid-template-columns:1fr; }
  .ins-hero-h1{ font-size:30px; }
}

@media (max-width:820px){
  .ins-wizard-shell{ max-width:100%; }
}

/* ---- Tablet: keep the circle tracker but tighten it a touch ---- */
@media (max-width:768px){
  .ins-tracker-label{ font-size:9.5px; }
  .ins-tracker-circle{ width:26px; height:26px; font-size:11px; }
  .ins-tracker-track{ top:31px; left:30px; right:30px; }
  .ins-contact-form-h{ grid-template-columns:1fr; }
}

/* ---- Mobile: full-screen, app-like wizard ----------------------
   - The circle tracker is swapped for a compact "Step X of 7" +
     progress bar.
   - When the wizard is open, <body> gets a simple "ins-modal-open"
     class (added/removed by insStartWizard() / insCloseWizard()).
     That class is what triggers the fixed, edge-to-edge layout below
     — the JS itself has no device/breakpoint logic at all.
   ------------------------------------------------------------------ */
@media (max-width:640px){
  .ins-hero-stats{ grid-template-columns:1fr 1fr 1fr; gap:8px; }
  .ins-hgrid-brand .ins-tile{ flex:0 0 30%; }
  .ins-hgrid-model .ins-model-tile{ flex:0 0 46%; }
  .ins-hgrid-pill .ins-opt{ flex:0 0 auto; padding:11px 16px; font-size:13px; width:48%; }

  .ins-tracker{ display:none; }
  .ins-tracker-mobile{ display:flex; }

  body.ins-modal-open{ overflow:hidden; }
  body.ins-modal-open .ins-wizard-full{
    position:fixed; inset:0; z-index:9999; margin:0;
    background:#fff; display:flex; flex-direction:column;
  }
  body.ins-modal-open .ins-wizard-full .container{ padding:0; height:100%; display:flex; }
  body.ins-modal-open .ins-wizard-shell{
    max-width:100%; width:100%; border-radius:0; box-shadow:none; border:none;
    display:flex; flex-direction:column; height:100%;
  }
  body.ins-modal-open .ins-wizard-top{
    padding:14px 16px; padding-top:max(14px, env(safe-area-inset-top));
    flex-shrink:0;
  }
  body.ins-modal-open .ins-tracker-mobile{ padding:12px 16px 0; flex-shrink:0; }
  body.ins-modal-open .ins-chips{ padding:0 16px; flex-shrink:0; }
  body.ins-modal-open .ins-wizard-body{
    padding:16px; padding-bottom:max(16px, env(safe-area-inset-bottom));
    flex:1 1 auto; overflow-y:auto; -webkit-overflow-scrolling:touch;
    max-height:none; min-height:0;
  }
  body.ins-modal-open .ins-cta-btn{ padding:15px 20px; font-size:15px; }
  body.ins-modal-open .ins-step-title{ font-size:17px; }

  .ins-contact-form-h{ grid-template-columns:1fr; }
}
/* =================================================================
   TRUST / STAT STRIP  (mirrors .cv-stat-strip pattern)
   ================================================================= */
.ins-trustband{ background:var(--ins-navy); padding:26px 0; }
.ins-trustband-grid{ display:grid; grid-template-columns:repeat(4,1fr); gap:20px; text-align:center; }
.ins-trustband-item b{ display:block; font-size:24px; font-weight:800; color:#fff; }
.ins-trustband-item b span{ color:var(--ins-red); }
.ins-trustband-item p{ margin:4px 0 0; font-size:12px; color:rgba(255,255,255,.6); }
@media (max-width:768px){ .ins-trustband-grid{ grid-template-columns:1fr 1fr; row-gap:20px; } }

/* =================================================================
   WHY CHOOSE US — usp grid (mirrors .cv-usp-grid)
   ================================================================= */
.ins-usp-section{ padding:64px 0; background:#fff; }
.ins-usp-grid{ display:grid; grid-template-columns:repeat(4,1fr); gap:18px; }
.ins-usp-card{ background:#fff; border-radius:var(--ins-radius); padding:24px 20px 22px; border:1.5px solid var(--ins-border); display:flex; flex-direction:column; gap:14px; position:relative; overflow:hidden; transition:transform .2s ease,box-shadow .2s ease; }
.ins-usp-card::before{ content:''; position:absolute; top:0; left:0; right:0; height:3px; background:var(--ins-border); transition:background .2s ease; }
.ins-usp-card:hover{ transform:translateY(-4px); box-shadow:0 12px 32px rgba(0,0,0,.08); }
.ins-usp-card:hover::before{ background:var(--ins-red); }
.ins-usp-icon{ width:46px; height:46px; border-radius:12px; display:flex; align-items:center; justify-content:center; flex-shrink:0; }
.ins-usp-icon svg{ width:24px; height:24px; fill:none; stroke-width:1.8; stroke-linecap:round; stroke-linejoin:round; }
.ins-ic-red{ background:#fff4ed; } .ins-ic-red svg{ stroke:var(--ins-red); }
.ins-ic-blue{ background:#edf3ff; } .ins-ic-blue svg{ stroke:var(--ins-blue); }
.ins-ic-green{ background:#edfbf3; } .ins-ic-green svg{ stroke:var(--ins-green); }
.ins-ic-navy{ background:#eef0f5; } .ins-ic-navy svg{ stroke:var(--ins-navy); }
.ins-ic-purple{ background:#f3eeff; } .ins-ic-purple svg{ stroke:var(--ins-purple); }
.ins-ic-amber{ background:#fffbeb; } .ins-ic-amber svg{ stroke:var(--ins-amber); }
.ins-usp-title{ font-size:15px; font-weight:700; color:var(--ins-navy); margin-bottom:4px; }
.ins-usp-desc{ font-size:13px; color:var(--ins-muted); line-height:1.65; margin:0; }
@media (max-width:960px){ .ins-usp-grid{ grid-template-columns:1fr 1fr; } }
@media (max-width:480px){ .ins-usp-grid{ grid-template-columns:1fr; } }

/* =================================================================
   INSURANCE TYPES / ADD-ON CARDS  (mirrors .cv-home-cards-grid)
   ================================================================= */
.ins-cards-section{ padding:56px 0; background:var(--ins-bg); }
.ins-cards-grid{ display:grid; grid-template-columns:repeat(4,1fr); gap:20px; }
.ins-cards-grid.ins-three-col{ grid-template-columns:repeat(3,1fr); }
.ins-card{ background:#fff; border-radius:var(--ins-radius); overflow:hidden; border:1.5px solid var(--ins-border); display:flex; flex-direction:column; position:relative; transition:transform .22s ease,box-shadow .22s ease; }
.ins-card:hover{ transform:translateY(-4px); box-shadow:0 12px 36px rgba(0,0,0,.09); }
.ins-card-bar{ height:4px; width:100%; }
.ins-bar-red{ background:var(--ins-red); } .ins-bar-blue{ background:var(--ins-blue); } .ins-bar-green{ background:var(--ins-green); } .ins-bar-navy{ background:var(--ins-navy); } .ins-bar-purple{ background:var(--ins-purple); } .ins-bar-amber{ background:var(--ins-amber); }
.ins-card-inner{ padding:20px 20px 22px; display:flex; flex-direction:column; flex:1; }
.ins-card-icon{ width:44px; height:44px; border-radius:10px; display:flex; align-items:center; justify-content:center; margin-bottom:12px; flex-shrink:0; }
.ins-card-icon svg{ width:22px; height:22px; fill:none; stroke-width:1.8; stroke-linecap:round; stroke-linejoin:round; }
.ins-card-title{ font-size:15px; font-weight:700; color:var(--ins-navy); margin-bottom:6px; line-height:1.3; }
.ins-card-desc{ font-size:13px; color:var(--ins-muted); line-height:1.6; margin-bottom:0; flex:1; }
.ins-card-tag{ align-self:flex-start; font-size:10.5px; font-weight:700; letter-spacing:.5px; text-transform:uppercase; padding:4px 10px; border-radius:20px; margin-bottom:10px; }
.ins-tag-recommended{ background:#edfbf3; color:var(--ins-green); }
.ins-tag-popular{ background:#fff4ed; color:var(--ins-red); }
@media (max-width:960px){ .ins-cards-grid, .ins-cards-grid.ins-three-col{ grid-template-columns:1fr 1fr; } }
@media (max-width:540px){ .ins-cards-grid, .ins-cards-grid.ins-three-col{ grid-template-columns:1fr; } }

/* =================================================================
   HOW IT WORKS
   ================================================================= */
.ins-steps-section{ padding:60px 0; background:#fff; }
.ins-steps-grid{ display:grid; grid-template-columns:repeat(4,1fr); gap:0; position:relative; }
.ins-steps-grid::before{ content:''; position:absolute; top:26px; left:12.5%; right:12.5%; height:2px; background:repeating-linear-gradient(90deg,var(--ins-border) 0 8px,transparent 8px 16px); z-index:0; }
.ins-step-item{ text-align:center; position:relative; z-index:1; padding:0 14px; }
.ins-step-num{ width:52px; height:52px; border-radius:50%; background:var(--ins-navy); color:#fff; font-size:18px; font-weight:800; display:flex; align-items:center; justify-content:center; margin:0 auto 16px; }
.ins-step-item:nth-child(1) .ins-step-num{ background:var(--ins-red); }
.ins-step-item:nth-child(2) .ins-step-num{ background:var(--ins-blue); }
.ins-step-item:nth-child(3) .ins-step-num{ background:var(--ins-green); }
.ins-step-item:nth-child(4) .ins-step-num{ background:var(--ins-navy); }
.ins-step-item h4{ font-size:14.5px; font-weight:700; color:var(--ins-navy); margin-bottom:6px; }
.ins-step-item p{ font-size:12.5px; color:var(--ins-faint); line-height:1.6; margin:0; }
@media (max-width:768px){ .ins-steps-grid{ grid-template-columns:1fr 1fr; row-gap:32px; } .ins-steps-grid::before{ display:none; } }

/* =================================================================
   DOCUMENTS REQUIRED
   ================================================================= */
.ins-docs-section{ padding:56px 0; background:var(--ins-bg); }
.ins-docs-grid{ display:grid; grid-template-columns:1fr 1fr; gap:32px; align-items:center; }
.ins-docs-list{ list-style:none; margin:0; padding:0; display:flex; flex-direction:column; gap:12px; }
.ins-docs-list li{ display:flex; align-items:flex-start; gap:12px; background:#fff; border:1.5px solid var(--ins-border-2); border-radius:12px; padding:14px 16px; font-size:13.5px; font-weight:600; color:var(--ins-navy); }
.ins-docs-list li svg{ width:18px; height:18px; stroke:var(--ins-green); fill:none; stroke-width:2.2; flex-shrink:0; margin-top:1px; }
.ins-docs-note{ font-size:14px; color:var(--ins-body); line-height:1.8; }
.ins-docs-note h3{ font-size:20px; font-weight:700; color:var(--ins-navy); margin-bottom:12px; }
@media (max-width:860px){ .ins-docs-grid{ grid-template-columns:1fr; } }

/* =================================================================
   LOCAL / GEO CONTENT BLOCK — New Delhi specific
   ================================================================= */
.ins-local-section{ padding:60px 0; background:#fff; }
.ins-local-grid{ display:grid; grid-template-columns:1.1fr .9fr; gap:40px; }
.ins-local-copy h2{ font-size:24px; font-weight:700; color:var(--ins-navy); margin-bottom:14px; }
.ins-local-copy h2 span{ color:var(--ins-red); }
.ins-local-copy p{ font-size:14px; color:var(--ins-body); line-height:1.85; margin-bottom:14px; }
.ins-local-facts{ background:var(--ins-bg); border:1.5px solid var(--ins-border-2); border-radius:var(--ins-radius); padding:24px; }
.ins-local-facts h4{ font-size:14px; font-weight:700; color:var(--ins-navy); margin-bottom:14px; }
.ins-local-facts ul{ list-style:none; margin:0; padding:0; display:flex; flex-direction:column; gap:12px; }
.ins-local-facts li{ display:flex; justify-content:space-between; gap:10px; font-size:13px; color:var(--ins-muted); border-bottom:1px dashed var(--ins-border-2); padding-bottom:10px; }
.ins-local-facts li:last-child{ border-bottom:none; padding-bottom:0; }
.ins-local-facts li b{ color:var(--ins-navy); font-weight:700; }
.ins-area-pills{ display:flex; flex-wrap:wrap; gap:8px; margin-top:18px; }
.ins-area-pill{ font-size:12px; font-weight:600; color:var(--ins-navy); background:#fff; border:1.5px solid var(--ins-border-2); border-radius:20px; padding:6px 14px; text-decoration:none; }
.ins-area-pill:hover{ border-color:var(--ins-red); color:var(--ins-red); }
@media (max-width:900px){ .ins-local-grid{ grid-template-columns:1fr; } }

/* =================================================================
   FAQ (AEO)
   ================================================================= */
.ins-faq-section{ padding:60px 0; background:var(--ins-bg); }
.ins-faq-list{ max-width:860px; margin:0 auto; display:flex; flex-direction:column; gap:10px; }
.ins-faq-item{ background:#fff; border:1.5px solid var(--ins-border-2); border-radius:12px; overflow:hidden; }
.ins-faq-q{ width:100%; display:flex; align-items:center; justify-content:space-between; gap:14px; padding:16px 20px; background:none; border:none; text-align:left; font-size:14.5px; font-weight:700; color:var(--ins-navy); cursor:pointer; }
.ins-faq-q svg{ width:16px; height:16px; stroke:var(--ins-faint); fill:none; stroke-width:2.4; flex-shrink:0; transition:transform .2s; }
.ins-faq-item.open .ins-faq-q svg{ transform:rotate(180deg); stroke:var(--ins-red); }
.ins-faq-item.open .ins-faq-q{ color:var(--ins-red); }
.ins-faq-a{ max-height:0; overflow:hidden; transition:max-height .25s ease; }
.ins-faq-a-inner{ padding:0 20px 18px; font-size:13.5px; color:var(--ins-body); line-height:1.8; }

/* =================================================================
   TESTIMONIALS
   ================================================================= */
.ins-reviews-section{ padding:60px 0; background:#fff; }
.ins-reviews-grid{ display:grid; grid-template-columns:repeat(3,1fr); gap:20px; }
.ins-review-card{ background:var(--ins-bg); border:1.5px solid var(--ins-border); border-radius:var(--ins-radius); padding:22px; }
.ins-review-stars{ color:#f5a623; font-size:13px; margin-bottom:10px; letter-spacing:2px; }
.ins-review-text{ font-size:13.5px; color:var(--ins-body); line-height:1.75; margin-bottom:16px; }
.ins-review-person{ display:flex; align-items:center; gap:10px; }
.ins-review-avatar{ width:36px; height:36px; border-radius:50%; background:var(--ins-navy); color:#fff; font-size:13px; font-weight:700; display:flex; align-items:center; justify-content:center; flex-shrink:0; }
.ins-review-person b{ display:block; font-size:13px; color:var(--ins-navy); }
.ins-review-person span{ display:block; font-size:11.5px; color:var(--ins-faint); }
@media (max-width:860px){ .ins-reviews-grid{ grid-template-columns:1fr; } }

/* =================================================================
   BOTTOM CTA / TRUST BAR  (mirrors .cv-trust-bar)
   ================================================================= */
.ins-trust-bar{ background:var(--ins-navy); border-radius:var(--ins-radius); padding:28px 32px; display:flex; align-items:center; justify-content:space-between; gap:24px; flex-wrap:wrap; }
.ins-trust-bar-left{ display:flex; align-items:center; gap:14px; }
.ins-trust-bar-icon{ width:48px; height:48px; background:rgba(230,61,50,.15); border-radius:12px; display:flex; align-items:center; justify-content:center; flex-shrink:0; }
.ins-trust-bar-icon svg{ width:24px; height:24px; stroke:var(--ins-red); fill:none; stroke-width:1.8; }
.ins-trust-bar-num{ font-size:18px; font-weight:800; color:#fff; margin:0; }
.ins-trust-bar-sub{ font-size:12.5px; color:rgba(255,255,255,.6); margin:2px 0 0; }
.ins-trust-bar-cta{ display:inline-flex; align-items:center; gap:8px; background:var(--ins-red); color:#fff; font-size:14px; font-weight:700; padding:13px 26px; border-radius:9px; text-decoration:none; white-space:nowrap; }
.ins-trust-bar-cta:hover{ color:#fff; filter:brightness(.92); }
.ins-cta-wrap{ padding:0 0 64px; background:#fff; }
@media (max-width:640px){ .ins-trust-bar{ flex-direction:column; align-items:flex-start; } .ins-trust-bar-cta{ width:100%; justify-content:center; } }

/* =================================================================
   MISC
   ================================================================= */
.ins-section-pad{ padding:56px 0; }
.ins-toast{ position:fixed; bottom:24px; left:50%; transform:translateX(-50%) translateY(20px); background:var(--ins-navy); color:#fff; font-size:13px; font-weight:600; padding:12px 20px; border-radius:10px; box-shadow:0 12px 30px rgba(0,0,0,.2); opacity:0; pointer-events:none; transition:all .25s ease; z-index:9999; }
.ins-toast.show{ opacity:1; transform:translateX(-50%) translateY(0); }
.insOtherButton{ border: 1px solid red; }
.ins-trust-bar-cta svg{width: 22px;}

.cv-insurance-disclaimer {
    width: 100%;
    padding: 18px 20px;
    background: #f7f9fc;
    border-top: 1px solid #e5e9ef;
    border-bottom: 1px solid #e5e9ef;
    box-sizing: border-box;
}

.cv-disclaimer-inner {
    max-width: 1200px;
    margin: 0 auto;
    display: flex;
    align-items: center;
    gap: 12px;
}

.cv-disclaimer-icon {
    flex: 0 0 24px;
    width: 24px;
    height: 24px;
    border: 1px solid #9aa5b1;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 13px;
    font-weight: 700;
    color: #657180;
}

.cv-disclaimer-inner p {
    margin: 0;
    color: #687383;
    font-size: 13px;
    line-height: 1.6;
    font-family: Arial, sans-serif;
}

.cv-disclaimer-inner strong {
    color: #26364a;
    font-weight: 600;
}

@media (max-width: 600px) {
    .cv-insurance-disclaimer {
        padding: 15px;
    }

    .cv-disclaimer-inner {
        align-items: flex-start;
    }

        .cv-disclaimer-inner p {
            font-size: 12px;
            line-height: 1.55;
        }
}

.cv-insurance-partners {
    width: 100%;
    padding: 70px 20px;
    box-sizing: border-box;
}

.cv-insurance-container {
    max-width: 1200px;
    margin: 0 auto;
}

/* Heading */
.cv-insurance-heading {
    text-align: center;
    margin-bottom: 42px;
}

    .cv-insurance-heading h2 {
        margin: 0 0 8px;
        color: #233d5d;
        font-size: 32px;
        line-height: 1.25;
        font-weight: 700;
        font-family: Arial, sans-serif;
    }

    .cv-insurance-heading p {
        margin: 0;
        color: #9aa3af;
        font-size: 16px;
        line-height: 1.5;
        font-family: Arial, sans-serif;
    }

/* Logo Grid */
.cv-insurance-grid {
    display: grid;
    grid-template-columns: repeat(1, 1fr);
    gap: 20px;
}

/* Individual Logo Card */
.cv-insurance-logo {
    height: 92px;
    background: #ffffff;
    border: 1px solid #e1e5ea;
    border-radius: 5px;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 15px;
    box-sizing: border-box;
    transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
    overflow: hidden;
}

    .cv-insurance-logo img {
        max-width: 100%;
        max-height: 58px;
        width: auto;
        height: auto;
        object-fit: contain;
        /* Make logo grayscale initially */
        filter: grayscale(100%);
        opacity: 0.55;
        transition: filter 0.35s ease, opacity 0.35s ease, transform 0.35s ease;
    }

    /* Hover */
    .cv-insurance-logo:hover {
        transform: translateY(-4px);
        border-color: #d3dae3;
        box-shadow: 0 8px 22px rgba(28, 50, 75, 0.10);
    }

        .cv-insurance-logo:hover img {
            filter: grayscale(0%);
            opacity: 1;
            transform: scale(1.06);
        }

/* Tablet */
@media (max-width: 1100px) {
    .cv-insurance-grid {
        grid-template-columns: repeat(1, 1fr);
    }
}

/* Small Tablet */
@media (max-width: 800px) {
    .cv-insurance-grid {
        grid-template-columns: repeat(1, 1fr);
        gap: 15px;
    }

    .cv-insurance-logo {
        height: 85px;
    }

    .cv-insurance-heading h2 {
        font-size: 28px;
    }
}

/* Mobile */
@media (max-width: 600px) {
    .cv-insurance-partners {
        padding: 50px 15px;
    }

    .cv-insurance-heading {
        margin-bottom: 30px;
    }

        .cv-insurance-heading h2 {
            font-size: 25px;
        }

        .cv-insurance-heading p {
            font-size: 14px;
        }

    .cv-insurance-grid {
        grid-template-columns: repeat(1, 1fr);
        gap: 12px;
    }

    .cv-insurance-logo {
        height: 80px;
        padding: 12px;
    }

        .cv-insurance-logo img {
            max-height: 50px;
        }
}